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Puzzle 🧾 Service

AI accounting software for startups, from $30 a month, with optional expert-reviewed bookkeeping and tax.

Accounting & tax · Paid from $30/mo · puzzle.io

7.5editor score
Visit Puzzle ↗
🔥 Deal: Starter plan free for two months. Claim deal ↗
PricingPaid from $30/mo
Who qualifiesStartups and small businesses; self-serve sign-up.
Open inUnited States
DeadlineRolling, apply any time
Terms last checked2026-10-11

About Puzzle

What you get

Puzzle is accounting software built for startups: it connects to your bank, cards and payment tools, categorises transactions and produces financial statements and startup metrics. Software plans on the pricing page:

  • Starter: $30 a month, one seat, basic books and statements. The page says Starter is free for two months.
  • Core: $72 a month, five seats, adding insights, spend and revenue tracking and advanced reporting.
  • Complete: $120 a month, unlimited seats, adding AI accuracy review and reconciliations.
  • Scale: $360 a month for high-volume accounting.

Service options are priced by monthly expenses: Core plus expert review starts at $171 a month for up to $10,000 in monthly expenses; full service prices are shown via a slider. Add-ons include migration ($149 one time), catch-up bookkeeping (from $300 per month of books), an R&D study (1.5% of qualified R&D expenses) and tax filing (from $1,250 a year plus $250 per state).

Who qualifies

Startups and small companies, self-serve.

Good to know

  • A yearly toggle says you save 20%, but annual prices are not spelled out.
  • Puzzle offers a guarantee of a 50% faster month-end close with a refund of subscription fees if not met; it needs a single entity and supported live integrations.
  • There is no permanent free plan.

Verdict

Puzzle suits technical founders who want to do their own books in modern software and add experts or tax filing later. The two free months on Starter make it cheap to try.

accounting-software bookkeeping ai startup-tax metrics

How to apply

  1. Open the Puzzle pricing page and pick a plan (Starter is free for two months).
  2. Sign up and connect your bank, card and payment accounts.
  3. Review the automatic categorisation and fix anything wrong.
  4. Add expert review or tax filing if you need them.
  5. Use the monthly statements for investor updates.

Who it is for

Steps Puzzle helps with

Pros

  • Low entry price with two free months on Starter
  • Built around startup metrics and investor reporting
  • Add expert review or tax filing when you need it

Cons

  • Annual prices not shown on the page
  • Service prices depend on a spend slider

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