Revolut Business 🧾 Service

What you get

Revolut Business offers business accounts with multi-currency balances, local and international transfers, currency exchange, corporate cards and spend tools. In the US the plans are Basic from $10 a month, Grow from $40 a month and Scale from $140 a month. Each plan includes a monthly allowance of exchange at interbank rates (0.6% above the allowance, 1% outside market hours) and of free transfers. On the UK site plans start at £10 a month (Basic), £30 (Grow) and £90 (Scale), with up to 28% off on annual billing for higher plans.

Revolut is a licensed bank in the EEA (Bank of Lithuania) and in the UK (Revolut Bank UK); in the US it works with partner banks.

Who qualifies

According to Revolut's eligibility page, the company must be registered and able to prove physical presence in the UK or the EEA, and the applicant must live in a supported country (UK, EEA, US, Australia, Singapore, India and some territories). For companies registered in the US, applicants can live in a wider list including Australia, Brazil, Canada, India, Israel, Japan, Mexico, New Zealand, Singapore, Switzerland, the EEA (excluding Bulgaria), the UAE, the UK and the US. Sole traders, charities, public bodies and cooperatives are not supported for business accounts.

Good to know

• Revolut's own pages list slightly different country lists; confirm in the sign-up flow.
• There is no free tier on the US pricing page.

Verdict

A good fit for UK and EU startups that pay and get paid in several currencies; US founders have cheaper free options.

1. Check that your company registration country and your residence are on Revolut's eligibility list.
2. Sign up online and choose a plan.
3. Verify your identity, the nature of the business, directors and shareholders, and the business address.
4. Order cards and set spend controls once approved.