Founder services to take payments
The services every startup pays for sooner or later. Everything below helps you take payments, ranked by editor score.
Updated October 2026 · 17 listings
How to choose founder services to take payments
Pick founder services by the total cost at your size in a year, the startup perks they bundle, how easy it is to leave, and whether they serve your country. Open the account or start the trial only when you need it; most charge monthly from day one.
Stripe 🧾 ServicePaid
Online payments, subscriptions and invoicing with no monthly fee: 2.9% + 30c per US card payment.
Stripe Atlas 🧾 ServicePaid
Form a Delaware C-corp or LLC from anywhere for a one-time $500, with EIN, equity and 83(b) filing.
🔥 $500 fee refunded if you fund Stripe Treasury with $5,000 within 90 daysMercury 🧾 ServiceFreemium
Online business banking for US companies, with a $0 base plan and founders accepted from most countries.
🔥 Mercury Books ($35/mo) fee waived until 31 December 2026QuickBooks Online 🧾 ServiceFreemium
Intuit's cloud accounting for US small businesses, with a free plan and paid plans from $38 a month.
🔥 50% off paid plans for three months (shown on the US pricing page on 11 October 2026).Wise Business 🧾 ServicePaid
Multi-currency business account: hold, receive and pay in many currencies at low, transparent fees.
Xero 🧾 ServicePaid
Cloud accounting for small businesses: invoices, bills, bank reconciliation and payroll add-on, from $27 a month.
🔥 80% off for three months for new US customers (code DC80325309US, base plan only).Paddle 🧾 ServicePaid
Merchant of record for SaaS, apps and digital products: 5% + 50c per transaction, global tax handled.
Squarespace 🧾 ServicePaid
Template-based website builder with hosting, commerce and a free domain on annual plans; 14-day free trial.
Wix 🧾 ServiceFreemium
Drag-and-drop website builder with a free plan and premium plans from about $17 a month billed yearly.
PayPal Business 🧾 ServicePaid
Accept PayPal, Venmo, cards and Pay Later with a free business account and per-transaction fees.
Revolut Business 🧾 ServicePaid
Multi-currency business account and cards for companies registered in the UK, EEA or US.
Chargebee 🧾 ServicePaid
Subscription billing on top of your payment gateway, free for partner-backed startups up to $1M billed.
🔥 Startup Program: Billing free until $1M cumulative revenue billed (partner-backed, under $5M raised)Polar 🧾 ServiceFreemium
Merchant of record and usage billing for AI and software companies, free plan at 5% + 50c.
🔥 Startup Program: Scale plan free for 12 months for early-stage AI startups (application)Lemon Squeezy 🧾 ServicePaid
Merchant of record for digital products and SaaS, owned by Stripe: 5% + 50c per transaction.
Highbeam 🧾 ServiceFreemium
Banking, high-yield savings and a revenue-based credit line built for US ecommerce brands.
Clearco 🧾 ServicePaid
Non-dilutive revenue-based financing up to $10M for US direct-to-consumer ecommerce brands.
Settle 🧾 ServiceFreemium
Free AP automation for CPG/ecommerce brands, plus non-dilutive inventory financing from $20K to $15M.
🔥 Settle Launch plan: free AP automation with no transaction fees; inventory financing from $20K to $15M, non-dilutive